nik
10-27-2009, 09:30 AM
I recently encountered a scam with Adova Health Insurance after making an inquiry about health insurance online. I received and email from a supposed Adova Health representative with an offer.
Although I was hesitant at first I eventually signed up since the representative assured me that I could get a full refund if I was not happy and that i would be able to cancel my policy. After 2 weeks i received a package but it was certainly not what I expected. It did not have a declarations page, proof of coverage or provider listing. I called and wrote to cancel my policy and ask for my refund.
i was really surprised to find out that the fee refunded to me was less than what I had paid for. Turns out there was a $100.00 processing fee that is NON REFUNDABLE. Aside from these I did not get any receipts or statements for what I paid or was refunded!
Although I was hesitant at first I eventually signed up since the representative assured me that I could get a full refund if I was not happy and that i would be able to cancel my policy. After 2 weeks i received a package but it was certainly not what I expected. It did not have a declarations page, proof of coverage or provider listing. I called and wrote to cancel my policy and ask for my refund.
i was really surprised to find out that the fee refunded to me was less than what I had paid for. Turns out there was a $100.00 processing fee that is NON REFUNDABLE. Aside from these I did not get any receipts or statements for what I paid or was refunded!