I recently encountered a scam with Adova Health Insurance after making an inquiry about health insurance online. I received and email from a supposed Adova Health representative with an offer.
Although I was hesitant at first I eventually signed up since the representative assured me that I could get a full refund if I was not happy and that i would be able to cancel my policy. After 2 weeks i received a package but it was certainly not what I expected. It did not have a declarations page, proof of coverage or provider listing. I called and wrote to cancel my policy and ask for my refund.
i was really surprised to find out that the fee refunded to me was less than what I had paid for. Turns out there was a $100.00 processing fee that is NON REFUNDABLE. Aside from these I did not get any receipts or statements for what I paid or was refunded!
I do understand your concern. That is why in the insurance business you must never rely on verbal promises. You must always ask for something in black and white so that you are rest assured. We are an insurance company and we also give a written confirmation to our clients prior to they go for a policy.
I do understand your concern. That is why in the insurance business you must never rely on verbal promises. You must always ask for something in black and white so that you are rest assured. We are an insurance company and we also give a written confirmation to our clients prior to they go for a policy.
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